Gold Loan Rate Calculator

Lending Rates by Karat — ₹ per gram

← Scroll table sideways →

Karat	Market Price	Direct Agri		Non-Agri		Monthly Interest Servicing (Non-Agri)		GL-OD (Non-Agri) 12M
Karat	Market Price	12 Month	6 Month	12 Month	6 Month	12 Month	36 Month	GL-OD (Non-Agri) 12M

* Rates calculated based on LTV percentages derived from ICICI Bank Gold Loan schedule.
* 24K marked with * as per bank format. Verify final rates with the bank.

ℹ️ About Us

Gold Loan Rate Calculator

This tool is designed to help bank employees and customers quickly calculate gold loan lending rates based on the current 22 Karat gold market price.

The calculator uses standard Loan-to-Value (LTV) ratios to compute lending rates across all gold karat categories — from 18K to 24K — for various loan products including Direct Agriculture, Non-Agriculture, Monthly Interest Servicing, and GL-OD schemes.

This is an independent tool built to simplify daily rate calculations. All rates are approximate and should be verified with the bank before processing any loan.

📩 Contact Us

For any queries, suggestions, or feedback regarding this calculator, feel free to reach out to us:

✉️

vishaldahiwal07@gmail.com

We typically respond within 1-2 business days. Your feedback helps us improve this tool for everyone.